Mosaic Alternatives (2026): Mosaic Is Now HiBob's Bob Finance, Paused for a Relaunch

You cannot buy Mosaic as a standalone product any more. HiBob, the HR software company, announced its acquisition of Mosaic on February 13, 2025, and mosaic.tech now redirects to HiBob's finance page, where Mosaic lives on as Bob Finance. As of October 22, 2026 that page says "Bob Finance is getting a fresh new look" and "We'll be back in a few months". HiBob prices it by custom quote on top of its core HR platform. If you need FP&A now, the closest like-for-like replacements are Cube and Drivetrain (Vendr medians of about $22,000 and $27,000 a year), with Abacum and Pigment above them, cfo.ai at $375 a month billed yearly, and self-serve options for early-stage founders from free.

If you searched "Mosaic finance" for the solar and home-improvement lender, this page is about the planning software, not the loan company.

What happened to Mosaic

Sources: HiBob's acquisition release and hibob.com/platform/finance (mosaic.tech redirects there), both read on October 22, 2026. HiBob said at the time that "Mosaic's existing customers will continue to be fully supported throughout the transition." It gives no relaunch date.

The finance page still describes what the product did: 30+ live data integrations, 150+ out-of-the-box metrics, a custom metric builder, connected 3-statement models, vendor-level budget vs actuals, collaborative department budgeting and live headcount sync from Bob. That list is a fair checklist for any replacement.

What Mosaic costs now

Pricing status verified on hibob.com/pricing-plans on October 10, 2026.

HiBob's pricing page says pricing "is customized based on your company's size, needs, and the modules you choose" and that "every plan includes access to Bob's Core HR platform". So Bob Finance is not sold apart from HiBob's HR platform. Vendr reports a median Mosaic contract of $24,000 a year (range about $14,200 to $32,100), from purchases made before the relaunch.

Verified on hibob.com/pricing-plans and Vendr (Mosaic) on October 22, 2026.

Why Mosaic users are looking

• The module is offline. New buyers cannot start on Bob Finance until it returns, and there is no date.
• It now comes with an HR platform. If you do not run HiBob for HR, buying Bob Finance means buying Bob Core HR as well.
• Renewal uncertainty. Existing customers were promised support through the transition, but nothing public says what the relaunched product will cost or include.
• Some teams outgrew it, others never needed it. A mid-market finance team may want a larger FP&A platform; a seed-stage founder who shortlisted Mosaic may only need a forecast and runway.

The alternatives, side by side

Prices verified on cubesoftware.com/pricing, jirav.com/business-pricing and cfo.ai/pricing on October 22, 2026. Medians are what buyers paid as reported by Vendr (Cube), Vendr (Drivetrain) and Vendr (Pigment), read the same day. Abacum's pricing URL redirects to its home page, which offers a demo. Adlega prices are from our pricing section; Founder and Growth are founding-member rates.

For a finance team replacing Mosaic

Cube keeps the model in spreadsheets your team already uses and sells three quote-only tiers (Bronze, Silver, Gold); see Cube pricing. Drivetrain is closest on dashboards and connected data and offers self-build or assisted setup; see Drivetrain pricing. Abacum now calls itself "the AI-native FP&A platform" and leads with an AI Modeler; see Abacum pricing. Pigment fits larger companies planning across many teams, at a price to match. Each of these Vendr medians sits at or above what Mosaic buyers paid.

If headcount planning was the reason you bought Mosaic

Mosaic's pitch under HiBob was people data and financial plans in one place. If you already run HiBob, ask whether its separately listed Workforce Planning module covers what you need until Bob Finance returns; we have not tested what it includes. Outside HiBob, any of the platforms above can model headcount, and for a quick check our headcount cost calculator and headcount planning guide cover the fully loaded cost per hire.

For an early-stage founder who shortlisted Mosaic

A seed-stage company rarely needs a $24,000 FP&A contract. Adlega, our product, is a self-serve, driver-based model for SaaS: set starting MRR, growth, churn, price and a hiring plan, and it produces a 36-month forecast with MRR, ARR, churn, CAC, LTV, burn and runway, plus an AI CFO that explains how each number was calculated. It is free for one model and $49 a month for Founder. It is not a Mosaic replacement for a finance team: there is no HRIS headcount sync, no department budgeting workflow, and its Stripe, Chargebee and Google integrations are still rolling out. cfo.ai (formerly Runway) sits between the two at $4,500 a year billed yearly; see cfo.ai pricing and Runway Financial alternatives.

What a year costs

Read October 22, 2026. Medians are not quotes: your price depends on users, modules and negotiation, and excludes implementation fees.

Moving your model off Mosaic

1. Export while you have access: plans, actuals, headcount roster, metric definitions and the dashboards your board sees. Ask HiBob support in writing what happens to your data and contract when the relaunched product ships.
2. Keep your metric definitions. If you used Mosaic's custom metric builder, write down each formula so the new tool calculates ARR, burn and margins the same way.
3. Rebuild drivers, then reconcile. Re-enter the drivers (revenue, headcount, vendor spend) and check last quarter's actuals and this year's plan match the old numbers before you switch over. The SaaS financial model guide lists the drivers that matter.

FAQ

Is Mosaic shut down?

Not formally. HiBob bought Mosaic in 2025 and sells it as Bob Finance, but as of October 22, 2026 HiBob's finance page says the module is being reimagined and will be back "in a few months". HiBob said existing customers would be supported through the transition.

What happened to Mosaic.tech?

HiBob announced the acquisition on February 13, 2025. mosaic.tech now redirects to hibob.com/platform/finance.

Can I still buy Mosaic?

Not as a standalone product. Bob Finance is quoted together with Bob Core HR, and new sign-ups wait for the relaunch.

What is the closest alternative to Mosaic?

For a finance team, Cube and Drivetrain are the closest in price and scope, with Abacum and Pigment for larger teams. For an early-stage SaaS founder, a self-serve tool such as Adlega or cfo.ai costs far less.

How much did Mosaic cost?

Vendr reports a median Mosaic contract of $24,000 a year, with most between about $14,200 and $32,100. HiBob does not publish Bob Finance prices.

Related: Mosaic pricing, Causal alternative, best SaaS financial modeling software, and FP&A software for SaaS.

Where Adlega is weaker

Adlega is self-serve: you build the model yourself. The AI CFO guides you and explains every number, but no analyst builds it for you, so a founder who wants the work done by a person may prefer a done-for-you service. Its integrations (Stripe, Chargebee, Google Analytics, Google Ads), forecast-vs-actuals and scenario comparison are still rolling out on the Growth plan, so today most numbers come from the drivers you enter rather than synced data. And it is built around SaaS metrics, so a business without recurring revenue will get less from it than from a general-purpose planning tool.