Fathom Pricing in 2026: What It Costs per Company, Plan by Plan

Fathom prices by the number of companies you connect. One company costs $59 a month. The price then steps through four Pro tiers, Starter, Silver, Gold and Platinum, with 1, 10, 25 and 50 companies included for $59, $315, $450 and $805 a month, plus $59, $31, $17 or $13 for each company over the tier's allowance. Fathom puts you on whichever tier is cheapest for your count. Above 50 companies it quotes an Enterprise price, and accounting firms can also buy a cheaper Portfolio plan for monitoring clients, from $67 a month for 100 companies. Billing is monthly with no contract, prices exclude sales tax, and there is a 14-day free trial.

This page is about Fathom the financial reporting and forecasting tool at fathomhq.com, which connects to QuickBooks, Xero and other ledgers. It is not about Fathom the AI meeting note-taker, which has its own pricing.

Fathom pricing (2026)

Prices verified on fathomhq.com/pricing on October 23, 2026.

Prices verified on fathomhq.com/pricing on October 23, 2026, in US dollars. The page shows one tier at a time through a company-count slider; the figures for 1, 10 and 50 companies are the ones its own price calculator uses. Fathom also prices in GBP, EUR, AUD, NZD, CAD and ZAR; one company is £43 or €44 a month.

What Fathom costs by number of companies

Because every tier can take extra companies, the cheapest tier changes as you add them. Five companies cost less on Starter (5 × $59 = $295) than on Silver ($315); from six companies Silver wins. This is what you pay at each count, using the rule Fathom's calculator applies:

Two things stand out. Between 6 and 10 companies the bill is flat at $315, so an advisory firm with six clients is paying for ten. And at 15 companies Gold ($450) becomes cheaper than Silver plus five extras ($470), so from there a firm pays for 25 companies whether it uses them or not. Yearly costs are simply 12 monthly payments: Fathom bills monthly and lists no annual discount.

Consolidated groups are free and unlimited, which matters if you report on a parent and its subsidiaries: you pay for each connected company, not for the group view.

What each plan includes

Fathom Pro (all four tiers). The tiers differ only in how many companies they cover; every Pro company gets the same features. Fathom lists branded management reports, three-way cash flow forecasting, budgets, scenarios and what-ifs, multi-currency consolidations with eliminations, custom KPIs and targets, an AI commentary writer, chart of accounts customisation and benchmarking across clients. Its forecasting page says forecasts use the indirect method and run monthly, quarterly or yearly for the current financial year plus five years.

Enterprise (quote). For 51 or more companies: everything in Pro, a volume price for the whole portfolio and help mapping companies, users and groups before you move.

Portfolio ($67, $189 or $405 a month). Built for accounting firms that want an overview of their whole client base: 100 companies, 300 or unlimited, with 36 months of history per company and unlimited users. It shows trends, groups and summary reports but not custom reporting, three-way cash flow or consolidations; for those, a client is upgraded to a Pro company.

Integrations. QuickBooks Online, QuickBooks Desktop, Xero, MYOB, Sage Accounting, FreeAgent and Access Financials, plus Excel import for any other ledger and Google Sheets for operational data.

Who Fathom is for (and who it isn't)

A good fit if you are an accountant, bookkeeper or fractional CFO producing monthly management reports for several clients, or a business with a few entities that needs consolidated reporting from QuickBooks or Xero. The per-company price falls to under $20 at 25 companies, and the reports, commentary and benchmarking are what a firm sells to its clients.

A partial fit if you are a single SaaS startup. At $59 a month for one company Fathom is inexpensive, and it will turn your books into clean reports and a three-way forecast. But it forecasts from your accounts: its pricing and forecasting pages do not mention MRR, ARR, churn, CAC or cohort drivers, so a subscription revenue build (new MRR, expansion, churn, hiring plan, runway) is something you would have to model around it with custom KPIs or a spreadsheet.

Fathom vs Adlega for an early-stage SaaS company

The two overlap less than the word "forecasting" suggests. If your accountant already produces your monthly reports in Fathom, keep them there and use a SaaS model for the forward plan that investors ask about.

The bottom line

Fathom is fairly priced for what it is built to do: $59 a month for one company and falling to $16-$18 per company for a firm with 25 to 50 clients, with no contract. For a SaaS founder who needs the subscription build, burn and runway rather than another view of the books, a SaaS-native model fits better. Adlega has native MRR, churn and CAC, an AI CFO, a free plan and paid plans from $49 a month.

Frequently asked questions

How much does Fathom cost?

$59 a month for one company. Fathom has four Pro tiers that include 1, 10, 25 or 50 companies for $59, $315, $450 or $805 a month, with $59, $31, $17 or $13 per extra company, and it uses whichever is cheapest for your count. Above 50 companies the price is quoted. Prices are in US dollars and exclude sales tax.

Does Fathom have a free trial?

Yes, 14 days, with all functionality included. You can add a card during or after the trial.

Is there an annual plan or a contract?

No. Fathom bills monthly with no minimum term; if you cancel, the subscription does not renew at the end of the billing month. It upgrades your tier automatically as you add companies, but you have to downgrade yourself after removing them.

What is Fathom Portfolio?

A cheaper subscription for accounting firms that want to monitor their whole client base: $67 a month for 100 companies, $189 for 300 or $405 for unlimited, with 36 months of history and unlimited users. It does not include custom reporting, three-way cash flow forecasting or consolidations, which need a Pro company.

Does Fathom do SaaS metrics like MRR and churn?

Its pricing and forecasting pages do not mention them. Fathom forecasts from your accounting data and lets you define custom KPIs, so subscription metrics depend on how you set those up. A SaaS-native tool models MRR, churn and expansion as drivers.

Related: Jirav pricing (another tool sold through accounting firms), fractional CFO vs FP&A software vs bookkeeper, best SaaS financial modeling software, and the cash flow forecast template.

Where Adlega is weaker

Adlega is self-serve: you build the model yourself. The AI CFO guides you and explains every number, but no analyst builds it for you, so a founder who wants the work done by a person may prefer a done-for-you service. Its integrations (Stripe, Chargebee, Google Analytics, Google Ads), forecast-vs-actuals and scenario comparison are still rolling out on the Growth plan, so today most numbers come from the drivers you enter rather than synced data. And it is built around SaaS metrics, so a business without recurring revenue will get less from it than from a general-purpose planning tool.